Configuring Payment Methods

Payment methods are managed from Integration Settings → Payment Methods. The more suitable options you offer, the less likely customers are to abandon the checkout step.

Credit/Debit Card (Virtual POS)

IHASHOP provides ready-made integration options for widely used payment providers, including PayTR, iyzico, and others.

1. Apply to the payment provider and open your merchant account. Your store URL is requested during the application.
2. Obtain your API or merchant credentials from the provider's panel.
3. Open the relevant provider under Payment Methods, enter the supplied credentials, and enable the method.
4. Verify the connection by making a small real-value test payment.

You can keep more than one provider active at the same time. The customer can select the preferred provider during checkout. You may create a routing strategy based on commission rates.

Bank Transfer / EFT

1. Define your accounts under Integration Settings → Bank Accounts using the bank name, IBAN, and account-holder information.
2. Enable the bank-transfer option under Payment Methods.
3. When the customer selects bank transfer during checkout, your IBAN details are displayed. The customer can upload a payment receipt from their account.
4. Review the uploaded receipt in the order details and approve the payment.

For a detailed explanation, refer to the “Bank Transfer/EFT and Receipt Process” article.

Cash on Delivery

You can enable cash on delivery and optionally define a cash-on-delivery service fee. The configured fee is added to the basket automatically. For cash-on-delivery orders, you approve the payment manually from the admin panel after delivery.

Recommendation: Offering card, bank transfer/EFT, and cash on delivery together helps you address different customer preferences. Bank transfer and cash on delivery provide alternatives for customers who do not want to use a card.